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For those of you who are special, to get a special ratio.
Seek the opportunity to get a special promotion on the iB Mudharabah Current Account (Nibah Giro) through the New to iB Mudharabah Current Account (NTG iB) program as follows:
Program Ratio Table – as of February 1, 2026
| Average Daily Balance per month | Customer Ratio | Equivalent Rate (p.a)* |
|---|---|---|
| < IDR 100.000.000 | 18,90% | 2,25% |
| IDR 100.000.000 s/d < IDR 500.000.000 | 21,00% | 2,50% |
| IDR 500.000.000 s/d < IDR 1.000.000.000 | 23,10% | 2,75% |
| IDR 1.000.000.000 s.d < IDR 2.500.000.000 | 27,30% | 3,25% |
| IDR 2.500.000.000 s.d < IDR 5.000.000.000 | 29,40% | 3,50% |
| ≥ IDR 5.000.000.000 | 31,50% | 3,75% |
*) Equivalent Rate (p.a.) is an estimate based on the Bank's performance/income in the previous period.
Terms and Conditions
- The program is valid for both individual and non-individual customers who do not yet have a current account at PT Bank OCBC NISP Tbk (Conventional or Sharia). Both new and existing customers can participate in the program, provided they meet the applicable requirements.
- Customers must open an iB Mudharabah Current Account (IDR) and deposit fresh funds (new funds from another bank) with a minimum value of IDR 100,000,000 (one hundred million rupiah) and agree to the General Terms and Conditions of the NTG iB Program.
- The ratios in the program table are valid for 6 (six) months from the date the account/program participation becomes effective ("Program Period"). After the Program Period ends, the ratios will follow the Counter Ratio for the iB Mudharabah Current Account Product applicable at the Bank.
- During the program period, the Bank may adjust the program provisions, including the ratios. Any changes will be notified to customers through the Bank's official website and will be effective on the date stated in the notification.
- The NTG iB Special Nisbah program cannot be combined with other programs offered by OCBC Syariah.
- To participate in the program, please visit the nearest OCBC branch and/or contact your Relationship Manager.
For further information, please contact your Relationship Manager or Tanya OCBC at 1500-999 / +62-21-26506300 (from overseas), or email tanya@ocbc.id.
